Purchase Workshop

How to Construct a Retirement Income Bond Ladder

Hosted by Wade Pfau, Ph.D., CFA, RICP®

In the “How to Construct a Retirement Income Bond Ladder” workshop, Wade Pfau will set you up with what you need to know if you are thinking about bond ladders as part of your retirement income plan. First, we will set some background for understanding how to calculate sustainable retirement spending with known returns and longevity. Then we’ll talk about how bonds work, how to match bonds to retirement spending, and the mechanics of constructing a bond ladder. Wade will finish by showing how to use a free online tool at TIPSLadder.com to obtain a specific menu of TIPS for creating bond ladders with inflation protection.

Purchase Workshop

Full Access only $99

Workshop Instructor

Wade Pfau Ph.D., CFA, RICP®
Full Bio

During this workshop you will learn:

  • Retirement Spending with Known Returns & Longevity
  • Understanding How Bonds Work
  • Matching Bonds to Retirement Spending
  • Mechanics of Constructing a Bond Ladder
  • Using TIPSLadder.com
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Full Access only $99

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Well, really this is for anyone who is planning their own retirement. It’s focused on people who are saying 5 to 10 years on either side, but this same information is important to anyone who is planning for their own retirement.
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The testimonials appearing on this page are not representative of all client opinions of Retirement Researcher or the Retirement Researcher Academy. Client experiences can and likely will vary from the experiences reflected herein. Retirement Researcher does not provide direct or indirect compensation in exchange for the testimonials shown. As such, it is not expected that material conflicts of interest arise with respect to the testimonial providers. Testimonials should not be viewed as the sole determining factor in obtaining or retaining an adviser’s services, and do not guarantee client satisfaction, success of a particular service or investment, or financial outcome. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.

Wade joined McLean in 2013, the same year Investment News named him one of the “20 people expected to shape the financial advisory industry.” Since then, IN has named him to their lists of industry leaders every year, most recently on their list of “Icons & Innovators” of the financial industry in 2016. He has been recognized with numerous other honors, including sharing the 2012 Academic Thought Leadership award from the Retirement Income Industry Association for his work evaluating outcomes of different retirement strategies.

Working with the advisors at McLean, Wade is able to see his research implemented into practical application through actionable solutions for clients. Wade is Professor of Retirement Income and Director for the Retirement Income Certified Professional (RICP) designation at The American College in King of Prussia, PA, and he publishes frequently in a wide variety of academic and practitioner research journals. He is also an active blogger at Retirement Researcher, and is a monthly columnist for Advisor Perspectives, a RetireMentor for MarketWatch, a contributor to Forbes, and an Expert Panelist for the Wall Street Journal.

Wade was born in suburban Detroit in 1977 and lived there until he was 15. He then moved to Des Moines, Iowa, where he graduated from East High School in 1995. From 2003 to 2013, Wade lived in Japan, where he worked with the National Graduate Institute for Policy Studies and published a landmark paper challenging the 4 percent rule.

Education

  • B.S. Economics, B.S. in Political Science, B.A. in History, University of Iowa
  • M.A. Economics, Princeton
  • Ph.D. Economics, Princeton

Professional Certifications & Associations

  • Chartered Financial Analyst® (CFA)
  • Financial Planning Association, Member

Greatest Professional Satisfaction

It’s much harder to have a positive impact on people’s lives as a traditional economist, which is how I began my career.  When I started a blog about retirement income research, based on my financial and retirement planning research, I received positive comments from readers who had benefited from my research. This was very satisfying, and why I’m quite excited about my role at McLean Asset Management. Now I have the opportunity to bring the best practices from research into practical application for our clients on an ongoing basis.

Greatest Personal Satisfaction:

It is greatly satisfying to spend lots of time with my three children and watch them grow up and adapt so well to life. They bring me greater focus on why it is important to work hard and to save.

Total Return

How to Create Your Retirement Income Plan

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Designing Your Asset Allocation

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Sustainable Spending from Investments Main Page

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Ongoing Investment Management Main Page

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Why The Markets Work Main Page

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Risk Wrap

How to Create Your Retirement Income Plan

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Understanding and Interpreting Annuities and Annuity Contracts Main Page

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Annuities and Risk Pooling

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Designing Your Asset Allocation

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Sustainable Spending from Investments Main Page

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Time Segmentation

How to Create Your Retirement Income Plan

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Designing and Implementing Your Bond Ladder Main Page

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Understanding and Using Time Segmentation Strategies Main Page

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How Do Bonds Work? Making Sense Of Bond Returns

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Managing Inflation In Your Retirement Income Plan

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Income Protection

How to Create Your Retirement Income Plan

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Understanding and Interpreting Annuities and Annuity Contracts Main Page

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Annuities and Risk Pooling

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Developing a Social Security Claiming Strategy Main Page

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Managing Inflation In Your Retirement Income Plan

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Creating Your Retirement Plan

How to Create Your Retirement Income Plan

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Making the Most of Your Charitable Donations: Understanding Charitable Giving Strategies and Your Retirement Plan

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Medicare Decisions and Health Expenses for Retirees 2024

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Long-Term Care Planning Main Page

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Developing a Social Security Claiming Strategy Main Page

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Understanding Retirement Expense Dynamics: Expense Categories and Risks

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Living in Retirement

The Vanishing Work – Retirement Threshold

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On Your Own in Retirement: Special Considerations for Singles, Divorcees and Widows

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Family Dynamics and Your Retirement Plan – At the Intersection of Love and Money

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Optimizing Your Other Portfolio: Maximizing Returns from Your New Time Affluence in Retirement

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Housing Decisions for Retirement Main Page

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Non Financial Side of Retirement Main Page

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Health in Retirement

Long-Term Care Planning Main Page

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How to Manage the Physical, Behavioral, and Mental Health Risks to Your Retirement

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Medicare Decisions and Health Expenses for Retirees 2024

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Health Risk in Retirement: How to Think About It and What to Do About It

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Investment Deep Dive

Why The Markets Work Main Page

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Taming the Factor Zoo – Making Sense of Investment Risk Factors

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Designing Your Asset Allocation

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Sustainable Spending from Investments Main Page

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How Do Bonds Work? Making Sense Of Bond Returns

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Understanding and Using ESG Investments

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Factor Investing: Research and Practice Main Page

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Ongoing Investment Management Main Page

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Finding the Right Balance on Rebalancing

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Retirement Income Challenge

RIC – DAY 1

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RIC – DAY 2

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RIC – DAY 3

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RIC – DAY 4

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