Annuities and Risk Pooling
Annuities with lifetime income provisions offer risk pooling, which tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio. But there are many types of annuities in the marketplace and understanding how they work can be complex. This presentation seeks to provide a better understanding about different types of annuities, including income annuities such as single-premium immediate annuities, deferred variable annuities, fixed index annuities, and registered index-linked annuities. We will focus on how they provide exposure to market upside and on how optional guaranteed lifetime withdrawal benefit riders can support lifetime spending. We will also look at the role they can play in a retirement income plan, especially for those with an Income Protection or Risk Wrap retirement income style.
Your Course Progress
| Module 1 | Annuities and Risk Pooling |
|---|---|
| Unit 1 | Introduction |
| Unit 2 | Overview of Annuity Types |
| Unit 3 | Income Annuities: SPIAs and DIAs |
| Unit 4 | Fixed Index Annuities |
| Unit 5 | Registered Index-Linked Annuities |
| Unit 6 | Annuities as Accumulation Tools |
| Unit 7 | Guaranteed Lifetime Withdrawal Benefits |
| Unit 8 | Fitting Annuities into a Retirement Plan |
| Unit 9 | Action Plan for Annuities |
| Unit 10 | Conclusion |
| Unit 11 | Workshop Q&A |
Use the links on the left to navigate through the various parts of the Workshop. You can track your progress by marking checkboxes on each video page as complete.
