This workshop builds on the material from the “Creating Tax-Efficiency for Retirement Income” workshop by providing a deeper dive about how Tax Maps can be used for tax planning decisions in retirement. This workshop begins by briefly reviewing the basics of our progressive income tax system. We will look in detail at how to construct a tax map to account for federal income taxes on both ordinary and preferential income, the impact of income on the taxable portion of Social Security benefits, Medicare premium surcharges, the net investment income surtax, and how increasing income can reduce the deductible amount of medical expenses. I will explain how to use a new Excel-based Tax Map Calculator tool available to Academy members to better understand how generating more taxable income through Roth conversions would impact your overall tax situation. Will we look at different examples as part of explaining how to look for opportunities to make Roth conversions at acceptable tax levels.