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Workshop:
Understanding and Interpreting Annuities and Annuity Contracts

Annuities can be simple, but they are certainly not simplistic. Join us for a workshop about how to better understand the popular types of annuities that exist to help you achieve your desired retirement income. Learn how to understand what your annuity contract is saying, and the terminology used by insurance companies. If you purchased an annuity in the past, learn how to evaluate if it is still the best option for your long-term goals as they stand today.

Workshop Title ThumbnailsUnderstanding and interpreting annuities and annuity contracts

What are Common Myths and Pitfalls of Annuities?
We will discuss commonly myths associated with annuities, as well as common pitfalls you may encounter while utilizing them and how to avoid those pitfalls.
Popular Annuity Types and Their Unique Benefits
We will discuss the most popular types of annuities and the features of each, also, how they differ from one another
• How to Understand Annuity Illustrations
We will review what you will most commonly find on each type of annuity illustration, terms you may encounter, and how to understand what is being presented to you.  We will also discuss what to be aware of when presented with an illustration.
• How to Understand an Annuity Contract
We will examine how each annuities contract is designed and the important information to pay close attention to.  We will discuss common terms used in contracts and what they mean to you, the policy holder.
• Reviewing Your Existing Annuity Contracts
If you currently own an annuity, we will discuss why it is important to review existing policies to ensure they are still the best fit for your need and/or want of an annuity.

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And did we mention our staff?

Wade Pfau, Ph.D., Alex Murguia, Ph.D., and Bob French CFA® represent some of the leading minds in the industry.

What makes them unique, however, is not their ability to lead the research agenda for the financial planning profession (Wade Pfau), create a leading financial planning software platform for the industry (Bob), or blend the best of academic research and practical application within a wealth management firm (Alex)…

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…What makes Wade, Alex, and Bob unique is their ability to distill the best that the science of financial planning has to offer and to present it to you in a very approachable and friendly manner.

Kind of like what your favorite teacher would do back in high school or college.

This is their passion.

And did we mention our staff?

How much of your time would it take you to organize, synthesize, and continually curate all of this information?

How much would it cost you to hire a professional to do it for you?

Retirement Researcher Academy provides the best of both of these worlds and then some because over time you will also be able to piggy-back off of the community of Retirement Researchers that are also part of the Academy.

This is their passion.

You no longer have to worry about:

Keeping up with the latest financial planning research

Understanding how new tax laws (or any other laws) affect your plan

How current investment markets may affect your portfolio

How to navigate the financial professional landscape

Doing something markedly different from other people in your situation

Which assets to prioritize so you can appropriately budget time for each one.

The order of operations in completing each component of an asset to eliminate confusion.

We make it easy
for you by:

Researching and curating the best financial planning practices in an easy to understandable format and in accordance with your retirement income style

Providing frequent opportunities for discussion among our members through various workshops and Q&A formats.

Creating downloadable and easy to understand resources (e.g., calculators) tailor-made to practical retirement income issues.

Benchmarking your situation to other similar like-minded Retirement Researchers in our members-only forum.

While there is always room for an advisor, we also believe that individuals like to access financial advice differently and at their own pace.

The delivery of financial advice is changing,
and we are at its forefront.

Joining the Retirement Researcher community is a great way to develop, maintain, and engage in your retirement income plan by yourself, with a helping hand, and with a community of other like-minded folks.

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Frequently Asked Questions:

Once I sign up for my membership, what happens?

Step 1. You will receive an email invoice, and a confirmation email with a link to log in.

Step 2. Log in and explore the site, webinar replays, downloadable content, previous workshops, and upcoming workshops.

Step 3. This is a subscription product, so you will be automatically billed at your next billing interval. Your initial fee will be charged at the end of your 7 day trial and your renewal date will be charged annually after that.

If you decide to sign up for our membership, you will have a 7 day FREE trial before you are charged the initial fee. If you would like to avoid being automatically charged, please reach out to us to cancel before the end of your trial.

How long will it take to receive my email?

We will email your access instructions immediately. Be sure to check your spam folder just in case, and remember, you can always reach out to us for assistance at community@retirementresearcher.com !

How do I cancel my subscription?

You may cancel your subscription at any time before your next bill date from within your account settings, or by emailing us at community@retirementresearcher.com.

Who is this for?

Well, really this is for anyone who is planning their own retirement. It’s focused on people who are saying 5 to 10 years on either side, but this same information is important to anyone who is planning for their own retirement.

Will I keep this price forever if I sign up now?

Yes, Retirement Researcher Academy member, you will keep your annual membership price, as long as you do not cancel.

Do I need this if I have an advisor?

What you learn as a member of the Retirement Researcher Academy can help you act as your own second opinion to ensure that your advisor is providing sound recommendations and implementing those recommendations appropriately. This will give you even more Peace of Mind that you are on the right path.

Can I get a refund on my membership subscription?

No, we are not offering refunds for membership subscriptions.

Can I join the membership site if I live outside the US?

Sadly, the membership site is only available for purchase by individuals in the United States.

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The information being provided is strictly as a courtesy. When you link to any of these websites provided here you are leaving this site. RetirementResearcher.com make no representation as to the completeness or accuracy of information provided at these sites. Nor are we liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving RetirementResearcher.com and assume total responsibility and risk for your use of the sites you are linking to.

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's Syllabus

Retirement Income Challenge

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RIC – DAY 1
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RIC – DAY 2
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RIC – DAY 3
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RIC – DAY 4
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Sustainable Spending From Investments

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Favorites

Total Return

How to Create Your Retirement Income Plan

Designing Your Asset Allocation

Sustainable Spending from Investments Main Page

Ongoing Investment Management Main Page

Why The Markets Work Main Page

Risk Wrap

How to Create Your Retirement Income Plan

Understanding and Interpreting Annuities and Annuity Contracts Main Page

Annuities and Risk Pooling

Designing Your Asset Allocation

Sustainable Spending from Investments Main Page

Time Segmentation

How to Create Your Retirement Income Plan

Designing and Implementing Your Bond Ladder Main Page

Understanding and Using Time Segmentation Strategies Main Page

How Do Bonds Work? Making Sense Of Bond Returns

Managing Inflation In Your Retirement Income Plan

Income Protection

How to Create Your Retirement Income Plan

Understanding and Interpreting Annuities and Annuity Contracts Main Page

Annuities and Risk Pooling

Developing a Social Security Claiming Strategy Main Page

Managing Inflation In Your Retirement Income Plan

Creating Your Retirement Plan

How to Create Your Retirement Income Plan

Making the Most of Your Charitable Donations: Understanding Charitable Giving Strategies and Your Retirement Plan

Medicare Decisions and Health Expenses for Retirees 2024

Long-Term Care Planning Main Page

Developing a Social Security Claiming Strategy Main Page

Understanding Retirement Expense Dynamics: Expense Categories and Risks

Living in Retirement

The Vanishing Work – Retirement Threshold

On Your Own in Retirement: Special Considerations for Singles, Divorcees and Widows

Family Dynamics and Your Retirement Plan – At the Intersection of Love and Money

Optimizing Your Other Portfolio: Maximizing Returns from Your New Time Affluence in Retirement

Housing Decisions for Retirement Main Page

Non Financial Side of Retirement Main Page

Health in Retirement

Long-Term Care Planning Main Page

How to Manage the Physical, Behavioral, and Mental Health Risks to Your Retirement

Medicare Decisions and Health Expenses for Retirees 2024

Health Risk in Retirement: How to Think About It and What to Do About It

Investment Deep Dive

Why The Markets Work Main Page

Taming the Factor Zoo – Making Sense of Investment Risk Factors

Designing Your Asset Allocation

Sustainable Spending from Investments Main Page

How Do Bonds Work? Making Sense Of Bond Returns

Understanding and Using ESG Investments

Factor Investing: Research and Practice Main Page

Ongoing Investment Management Main Page

Finding the Right Balance on Rebalancing

Retirement Income Challenge

RIC – DAY 1

RIC – DAY 2

RIC – DAY 3

RIC – DAY 4