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Understanding and Interpreting Annuities and Annuity Contracts

Annuities can be simple, but they are certainly not simplistic. Join us for a workshop about how to better understand the popular types of annuities that exist to help you achieve your desired retirement income. Learn how to understand what your annuity contract is saying, and the terminology used by insurance companies. If you purchased an annuity in the past, learn how to evaluate if it is still the best option for your long-term goals as they stand today.

Workshop Title ThumbnailsUnderstanding and interpreting annuities and annuity contracts

What are Common Myths and Pitfalls of Annuities?
We will discuss commonly myths associated with annuities, as well as common pitfalls you may encounter while utilizing them and how to avoid those pitfalls.
Popular Annuity Types and Their Unique Benefits
We will discuss the most popular types of annuities and the features of each, also, how they differ from one another
• How to Understand Annuity Illustrations
We will review what you will most commonly find on each type of annuity illustration, terms you may encounter, and how to understand what is being presented to you.  We will also discuss what to be aware of when presented with an illustration.
• How to Understand an Annuity Contract
We will examine how each annuities contract is designed and the important information to pay close attention to.  We will discuss common terms used in contracts and what they mean to you, the policy holder.
• Reviewing Your Existing Annuity Contracts
If you currently own an annuity, we will discuss why it is important to review existing policies to ensure they are still the best fit for your need and/or want of an annuity.

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Pay initial fee $1495
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(Sustainable Spending from Investments)

Pay initial fee $1495
Renew at $395 annually

And did we mention our staff?

Wade Pfau, Ph.D., Alex Murguia, Ph.D., and Bob French CFA® represent some of the leading minds in the industry.

What makes them unique, however, is not their ability to lead the research agenda for the financial planning profession (Wade Pfau), create a leading financial planning software platform for the industry (Bob), or blend the best of academic research and practical application within a wealth management firm (Alex)...


...What makes Wade, Alex, and Bob unique is their ability to distill the best that the science of financial planning has to offer and to present it to you in a very approachable and friendly manner.

Kind of like what your favorite teacher would do back in high school or college.

This is their passion.

And did we mention our staff?

How much of your time would it take you to organize, synthesize, and continually curate all of this information?

How much would it cost you to hire a professional to do it for you?

Retirement Researcher Academy provides the best of both of these worlds and then some because over time you will also be able to piggy-back off of the community of Retirement Researchers that are also part of the Academy.

This is their passion.

You no longer have to worry about:

Keeping up with the latest financial planning research

Understanding how new tax laws (or any other laws) affect your plan

How current investment markets may affect your portfolio

How to navigate the financial professional landscape

Doing something markedly different from other people in your situation

Which assets to prioritize so you can appropriately budget time for each one.

The order of operations in completing each component of an asset to eliminate confusion.

We make it easy
for you by:

Researching and curating the best financial planning practices in an easy to understandable format and in accordance with your retirement income style

Providing frequent opportunities for discussion among our members through various workshops and Q&A formats.

Creating downloadable and easy to understand resources (e.g., calculators) tailor-made to practical retirement income issues.

Benchmarking your situation to other similar like-minded Retirement Researchers in our members-only forum.

While there is always room for an advisor, we also believe that individuals like to access financial advice differently and at their own pace.

The delivery of financial advice is changing,
and we are at its forefront.

Joining the Retirement Researcher community is a great way to develop, maintain, and engage in your retirement income plan by yourself, with a helping hand, and with a community of other like-minded folks.

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